LSH Credit Australia is a leading non-bank lender in the Australian market. Established in 2017, we primarily provide business and commercial loans, against property types including residential, land, industrial, and commercial, covering all major cities including Sydney, Melbourne, and Brisbane.
As a leading financial services group since 1998, we also operate in Hong Kong and Singapore, providing credit financing services at competitive rates to retail and business customers in the two major financial markets, against real estate collateral bases. Since inception, LSH Credit has disbursed over HK$40 billion (approximately A$7 billion) in Hong Kong, Singapore, and Australia.
LSH Credit is a wholly-owned subsidiary of Lei Shing Hong Group (“LSH Group”) – an international conglomerate headquartered in Hong Kong SAR. LSH Group’s businesses span Automobile, Machinery, Property, and Financial Services, with more than 300 regional offices, serving 10 countries or regions, including Hong Kong SAR, Chinese Mainland, Taiwan Region, South Korea, Singapore, Malaysia, Vietnam, Australia, the UK, and Germany.
In addition to providing financial services, LSH Group Australia also covers Automobile and Property businesses. LSH Auto Australia is one of the largest Mercedes-Benz dealer groups in the market, with 11 dealer outlets in the major cities of Melbourne, Sydney, and Brisbane. It is a member of LSH Auto International, one of the world’s largest Mercedes-Benz passenger vehicles dealer groups with decades-long heritage and expertise in retail operations, more than 270 premium auto dealer outlets and 24,000 employees worldwide.
LSH Property Australia is involved in the investment and development of property sites along the eastern seaboard. Its landmarks include the waterfront Breakfast Creek Lifestyle Precinct and the premium-grade office tower at 300 Adelaide Street in Brisbane. The business also holds strategic development sites in Sydney and Melbourne, along with operational automotive retail assets.
With more than 25 years of experience in financial services, our company understands your business needs at every stage of your business development and growth. We are committed to offering financial solutions that create value for you
Streamlined & Accelerated Application
Competitive Interest Rates & Loan to Valuation
Flexible Collateral Base, Repayment Method & Criteria Focused on Addressing Your Needs
With more than 25 years of experience in financial services, LSH Credit understands your business needs at every stage of your business development and growth. We are committed to offering financial solutions that create value for you.
| Short term loan | Medium term loan | |
| Term | Up to 1-2 years | Up to 5-7 years |
| Purpose | Property investment, working capital, bridge loan, capital expenditure, land bank, residual stock, or others | |
| Amount | Flexible amount | |
| LTV & Interest Rate | Competitive LTV and interest rate | |
| Security | Real-estate collateral such as residential, commercial, industrial, and land properties | |
| Repayment |
Monthly interest and bullet principal repayment OR Interest capitalisation and bullet principal repayment |
Monthly interest and bullet principal repayment OR Monthly interest repayment and principal amortization |
| Term | |
| Up to 1-2 years | Up to 5-7 years |
| Purpose | |
| Property investment, working capital, bridge loan, capital expenditure, land bank, residual stock, or others | |
| Amount | |
| Flexible amount | |
| LTV & Interest Rate | |
| Competitive LTV and interest rate | |
| Security | |
| Real-estate collateral such as residential, commercial, industrial, and land properties | |
| Repayment | |
| Monthly interest and bullet principal repayment OR Interest capitalisation and bullet principal repayment | Monthly interest and bullet principal repayment OR Monthly interest repayment and principal amortization |
Actual Loan to Valuation Ratio is dependent on property type and location
Actual Loan to Valuation Ratio is dependent on
property type and location
Note: Valuation fees and legal fees quoted separately and charged to the borrower
Note: Valuation fees and legal fees quoted separately
and charged to the borrower
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LSH Credit (Sydney) Pty Ltd |
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Level 18 / Suite 1801A, 1 Bligh Street, Sydney NSW 2000, Australia |
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LSH Credit (Melbourne) Pty Ltd |
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Level 45, Rialto South Tower, 525 Collins Street, Melbourne VIC 3000, Australia |
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+61 (2) 8278 7443 |
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info.lshcredit.au@lsh.com |
©2024 LSH Credit (Sydney) Pty Ltd. All Rights Reserved.
