COMPANY OVERVIEW

LSH Credit Australia is a leading non-bank lender in the Australian market. Established in 2017, we primarily provide business and commercial loans, against property types including residential, land, industrial, and commercial, covering all major cities including Sydney, Melbourne, and Brisbane.

As a leading financial services group since 1998, we also operate in Hong Kong and Singapore, providing credit financing services at competitive rates to retail and business customers in the two major financial markets, against real estate collateral bases.

LSH Credit is a wholly-owned subsidiary of Lei Shing Hong Group (“LSH Group”) – an international conglomerate headquartered in Hong Kong SAR. LSH Group’s businesses span Automobile, Machinery, Property, Financial Services, and Trading, with more than 300 regional offices, serving 11 countries or regions, including Hong Kong SAR, Mainland China, Taiwan Region, South Korea, Singapore, Malaysia, Vietnam, Cambodia, Australia, the UK, and Germany.

LEI SHING HONG LIMITED >

In addition to providing financial services, LSH Group Australia also covers Automobile and Property businesses. LSH Auto Australia is one of the largest Mercedes-Benz dealer groups in the market, with 11 dealer outlets in the major cities of Melbourne, Sydney, and Brisbane. It is a member of LSH Auto International, one of the world’s largest Mercedes-Benz passenger vehicles dealer groups with decades-long heritage and expertise in retail operations, more than 270 premium auto dealer outlets and 24,000 employees worldwide.

LSH Property Australia is involved in the investment and development of property sites along the eastern seaboard. Its landmarks include the waterfront Breakfast Creek Lifestyle Precinct and the premium-grade office tower at 300 Adelaide Street in Brisbane. The business also holds strategic development sites in Sydney and Melbourne, along with operational automotive retail assets.

OUR SERVICE COMMITMENT

With more than 25 years of experience in financial services, our company understands your business needs at every stage of your business development and growth. We are committed to offering financial solutions that create value for you

OUR SERVICE COMMITMENT

With more than 25 years of experience in financial services, LSH Credit understands your business needs at every stage of your business development and growth. We are committed to offering financial solutions that create value for you.

Streamlined & Accelerated Application
Competitive Interest Rates & Loan to Valuation
Flexible Collateral Base, Repayment Method & Criteria Focused on Addressing Your Needs
Product list
  Short term loan Medium term loan
Term Up to 1-2 years Up to 5-7 years
Purpose Property investment, working capital, bridge loan, capital expenditure, land bank, residual stock, or others
Amount Flexible amount
LTV & Interest Rate Competitive LTV and interest rate
Security Real-estate collateral such as residential, commercial, industrial, and land properties
Repayment Monthly interest and bullet principal repayment
OR
Interest capitalisation and bullet principal repayment
Monthly interest and bullet principal repayment
OR
Monthly interest repayment and principal amortization
Term
Up to 1-2 years Up to 5-7 years
Purpose
Property investment, working capital, bridge loan, capital expenditure, land bank, residual stock, or others
Amount
Flexible amount
LTV & Interest Rate
Competitive LTV and interest rate
Security
Real-estate collateral such as residential, commercial, industrial, and land properties
Repayment
Monthly interest and bullet principal repayment OR Interest capitalisation and bullet principal repayment Monthly interest and bullet principal repayment OR Monthly interest repayment and principal amortization

Actual Loan to Valuation Ratio is dependent on property type and location

Actual Loan to Valuation Ratio is dependent on
property type and location

Note: Valuation fees and legal fees quoted separately and charged to the borrower

Note: Valuation fees and legal fees quoted separately
and charged to the borrower

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BUSINESS OWNER
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LSH Credit (Sydney) Pty Ltd
Level 30, 9 Castlereagh Street,
Sydney NSW 2000, Australia
LSH Credit (Melbourne) Pty Ltd
Level 45, Rialto South Tower, 525 Collins Street,
Melbourne VIC 3000, Australia
+61 (2) 8278 7443
info.lshcredit.au@lsh.com

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Australian Credit Licence 492142

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